My 3 wonderful role models


  • He practised as a dentist. Practical, kind and a peoples’ person.
  • Dad neglected his long-term investing because he lacked investment confidence.
  • Consequently, he didn’t do what he should have done.
  • Retired on a mediocre private and state pension.
  • He battled to make ends meet.
  • I experienced first-hand how he lacked the gold in his golden years.
  • He tried so hard to keep his dignity till his death at age 82. Heartbreaking.


  • She managed and invested her monies wisely and with confidence.
  • After my sister passed away, mom raised her granddaughter.
  • Although it was hard, she kept going strong.
  • She was struck by breast cancer. But, stayed confident.
  • Made good investment decisions. And avoided the bad ones.
  • Sadly, she couldn’t enjoy her golden years because of her self-imposed duties.
  • She passed away at the age of 79. Too soon.
  • It was a privilege to advise her.


  • Dedicated wood-work teacher. Precise and hard-working.
  • He received a humble state salary.
  • But he could manage his monies diligently. Wow, what an excellent example.
  • Confidence – he definitely had it. Every cent counted.
  • Hearing loss later on. But, paid close attention when money matters came up.
  • Passed away at age 94. Lived a simple, but quality life.