“Helping you be and stay a confident investor”


It’s possible. Allow me to show you how. In 4 steps…


The core beliefs of what I preach

Risk is the most essential element of investing

  • Investing consists of one thing: dealing with an uncertain future. Which means there is risk.
  • Understand, recognise and control risk.
  • What is risk? Don’t lose money over the long-term.
    The first step to growing your money is to protect it.
    Aim for a superior return which outweighs the risk taken to achieve the return.

Aim to beat inflation

  • Inflation is an investor’s no.1 enemy. The biggest destroyer of your money. Because it reduces your money’s purchasing power.
  • Aim for a return of Inflation plus 3 to 5% over the long-term.
    That means a real return of 3 to 5%.
    Know the return expectations of the various asset classes: shares, property, bonds and cash.

Invest for the long-term

  • Time is the most important gift you can give your investment. It is scarce and precious. Therefore the best day to start is today.
  • Stay invested for at least 5 years. Preferably for 10, 20 years and longer.
  • Patience is the investor’s most important quality.
  • Compounding, which needs time, is the investor’s best friend: reinvest returns to achieve further returns. Returns on returns on returns…
  • A longer term leads to a decrease in the risk of holding shares and property.

Don’t put all your eggs in one basket

  • Spread your money. Diversify.
    Therefore I favour balanced funds. Also known as asset allocation funds.
    Invest in various assets: shares, property, bonds and cash. Local and foreign.
  • Split between funds with different characteristics.
  • Split between fund managers with different strengths and skills.
  • The fund managers, funds and assets may unlock value at different times.

Control your emotions

  • One of the most destructive forces. Don’t be your own worst enemy.
  • Know yourself. Know your risk tolerance, your appetite for risk.
  • Know and avoid peer pressure, mental laziness, greed and fear.
  • Stay calm in times of chaos. Resist the temptation to do something.

Buy and sell at the right price

  • Stock markets reflect human emotions and psychology. Mainly greed and fear.
  • In the short term these behaviours cause a difference between share prices and values.
    Which present opportunities.
  • I favour fund managers who focus their research and skills on determining the value of businesses. Buy shares of these businesses at a discount to their value. Wait until the share prices reach the business value. And sell at a profit.


How I practise what I preach

Once you feel comfortable with my process, I shall feel comfortable too…
that you can make an informed decision.

Your story and needs

  • Study your life principles, history and personality awareness profile.
  • Discuss your needs. What’s your money for?


  • Study your risk tolerance report. Discuss it with you.
  • Calculate your comfort zone for % growth assets.
    Growth assets are shares and property.
  • Discuss your capacity for risk.
    That’s how much negative returns you can handle.

The funds

  • Identify suitable funds.
  • Verify the investment quality. Use the research reports of Fundhouse and Morningstar, leading fund research and ratings providers.
  • Peruse the fund fact sheets.
  • Study the features of the funds. Use the Allan Gray fund research tool.

Tying it all together

  • Advise you on a suitable product.
  • I guide you towards your informed decision.
  • And help you to implement my advice.
If you’re a serious long-term investor, get in touch, give it a go…
Schedule your free, 30 minutes, no-obligation meeting to discuss your needs