Legal Information

General ​Terms and Conditions
Important – please read and understand these general terms and conditions. They apply to you. By using this website, you indicate that you have read these Terms and Conditions. You accept that these Terms & Conditions bind you. You agree to abide by them. If you don’t agree with them, please don’t make use of this website.

With your first visit to this website, these conditions will become effective and they constitute a prevailing binding agreement between Ettienne Vorster (Ettienne) and yourself. Each time you access this website, the current version of these conditions will apply automatically.

Information only
Nothing on this website constitutes an offer or agreement to enter into any transaction. Nor does it constitute guidance, a proposal or recommendation to enter into any transaction or advice as intended in the Financial Advisory and Intermediary Act 37 of 2002.  

All information on this website provides you with general information about Ettienne, the products, services and objectives. Don’t treat anything on this website as an offer, but merely as an invitation to do business with Ettienne. The information may be changed at any time.

Ettienne has taken and will continue to take care that all information provided on this website is true and correct, in so far as this is under his control. Ettienne shall not be responsible for the use of or reliance upon any information, links or service provided through this website.  Ettienne therefore disclaims liability for any loss, liability, damage (whether direct, indirect, special or consequential) and/or expense of any nature whatsoever which may be suffered as a result of or which may be attributable, directly or indirectly.

There is no warranty of any kind, expressed or implied, regarding the information or any aspect of this service. Any warranty implied by law is hereby excluded except to the extent that such exclusion would be unlawful.

The website is provided “as is” and you use it entirely at your own risk. You assume full responsibility for any risk or loss resulting from your use of this site and your reliance on the material and information contained on it.

External links may be provided for your convenience, but they are beyond Ettienne’s control. No representation is made as to their content. Use or reliance on any external links and the content thereon provided is at your own risk. When visiting external links you must refer to that external websites terms and conditions of use. Ettienne will not be responsible for any loss or damage to computer systems which may result from the information on this website or any other website linked to it.

Privacy and Security
Ettienne respects your privacy. Ettienne takes all reasonable steps to protect your personal information. And to keep it confidential.

You can visit Ettienne’s website without having to disclose any personal information. However, you may provide information about yourself or Ettienne may collect it.

You or third parties may request access to your personal information held by Ettienne. The Promotion of Access to Information Act, No. 2 of 2000 regulates and sets out the procedure for such a request.

Ettienne keeps personal information strictly confidential. It will not be passed on or sold to third parties. Ettienne will disclose or report personal information if and when required to do so by law or any regulatory authority.

Ettienne takes all reasonable steps to protect your personal information. Including, where appropriate, the use of encryption technology. However, Ettienne cannot guarantee the security of any information you transmit to him electronically as it is susceptible to interception and monitoring. You shall bear all risk of transmitting information in this manner.

By communicating with Ettienne by electronic means or visiting this website, you consent to receive communications electronically. You agree that all agreements, notices, disclosures and all other communications transmitted by electronic means satisfy any legal requirement. Including, but not limited to, the requirement that such communication should be “in writing.”

Ettienne owns this website and its content. Copyright and other intellectual property laws protect it. All rights not expressly granted are reserved. Reproduction of the content, or any part of it, other than for personal, non-commercial use, is prohibited without prior written consent from Ettienne.

You may not, except with Ettienne’s written permission, distribute or commercially exploit the content of this website. Nor may you transmit it or store it in any other website or other form of electronic retrieval system

Any use of this website and any dispute arising out of such use of this website are subject to the laws of South Africa. Only South African courts shall have jurisdiction to hear disputes arising there from.