General ​Terms and Conditions
Important – please read and understand these general terms and conditions. They apply to you. By using this website, you indicate that you have read these Terms and Conditions. You accept that these Terms & Conditions bind you. You agree to abide by them. If you don’t agree with them, please don’t make use of this website.

Acceptance
With your first visit to this website, these conditions will become effective and they constitute a prevailing binding agreement between Ettienne Vorster (Ettienne) and yourself. Each time you access this website, the current version of these conditions will apply automatically.

Information only
Nothing on this website constitutes an offer or agreement to enter into any transaction. Nor does it constitute guidance, a proposal or recommendation to enter into any transaction or advice as intended in the Financial Advisory and Intermediary Act 37 of 2002.  

All information on this website provides you with general information about Ettienne, the products, services and objectives. Don’t treat anything on this website as an offer, but merely as an invitation to do business with Ettienne. The information may be changed at any time.

Disclaimer
Ettienne has taken and will continue to take care that all information provided on this website is true and correct, in so far as this is under his control. Ettienne shall not be responsible for the use of or reliance upon any information, links or service provided through this website.  Ettienne therefore disclaims liability for any loss, liability, damage (whether direct, indirect, special or consequential) and/or expense of any nature whatsoever which may be suffered as a result of or which may be attributable, directly or indirectly.

There is no warranty of any kind, expressed or implied, regarding the information or any aspect of this service. Any warranty implied by law is hereby excluded except to the extent that such exclusion would be unlawful.

The website is provided “as is” and you use it entirely at your own risk. You assume full responsibility for any risk or loss resulting from your use of this site and your reliance on the material and information contained on it.

External links to other websites that are not owned by Ettienne may be provided.  Ettienne has no control over and assumes no responsibility for, the content, privacy policies or practices of any other websites or services.

You acknowledge and agree that Ettienne shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such websites or services.

The inclusion of any link does not imply a recommendation or endorse the views expressed within them. No representation is made as to their content. Use or reliance on any external link and the content thereon provided is at your own risk. When visiting external links you must read the external websites’ terms and conditions of use and privacy policies.

Ettienne will not be responsible for any loss or damage to computer systems which may result from the information on this website or any other website linked to it.

Privacy and Security
Ettienne respects your privacy. Ettienne takes all reasonable steps to protect your personal information. And to keep it confidential.

You can visit Ettienne’s website without having to disclose any personal information. However, you may provide information about yourself or Ettienne may collect it.

You or third parties may request access to your personal information held by Ettienne. The Promotion of Access to Information Act, No. 2 of 2000 regulates and sets out the procedure for such a request.

Ettienne keeps personal information strictly confidential. It will not be passed on or sold to third parties. Ettienne will disclose or report personal information if and when required to do so by law or any regulatory authority.

Ettienne takes all reasonable steps to protect your personal information. Including, where appropriate, the use of encryption technology. However, Ettienne cannot guarantee the security of any information you transmit to him electronically as it is susceptible to interception and monitoring. You shall bear all risk of transmitting information in this manner.

By communicating with Ettienne by electronic means or visiting this website, you consent to receive communications electronically. You agree that all agreements, notices, disclosures and all other communications transmitted by electronic means satisfy any legal requirement. Including, but not limited to, the requirement that such communication should be “in writing.”

Tracking Technologies
Ettienne wants to process as little personal information as possible when you use his website.

That’s why Ettienne has chosen Fathom Analytics for his website analytics, which doesn’t use cookies and complies with the GDPR, ePrivacy (including PECR), COPPA and CCPA.

Using this privacy-friendly website analytics software, your IP address is only briefly processed and Ettienne (running this website) has no way of identifying you. As per the CCPA, your personal information is de-identified.

Ettienne’s purpose of using this software is to understand his website traffic in the most privacy-friendly way possible so that he can improve his website and business.  

Copyright
Ettienne owns this website and its content. Copyright and other intellectual property laws protect it. All rights not expressly granted are reserved. Reproduction of the content, or any part of it, other than for personal, non-commercial use, is prohibited without prior written consent from Ettienne.

You may not, except with Ettienne’s prior written permission, distribute or commercially exploit the content of this website. Nor may you transmit it or store it in any other website or other form of electronic retrieval system.

You may not create a link to this website from another website or document without Ettienne’s prior written consent.

This website contains logos which are not owned by or licensed to Ettienne. Reproduction of said logos is prohibited.

Protection of Personal Information (POPI)
You give Ettienne consent that he may collect, use, process, retain your personal information that you have provided through the Contact page of this website.

You give Ettienne consent that he may collect, use, process, retain your personal information that you have provided making use of Ettienne’s contact details on said Contact page.

Your personal information may be stored and processed cross-border subject to the provisions of the Protection of Personal Information Act of 2013.

You acknowledge that you have the following rights:

The right to correct the details and to revoke this consent.

The right not to consent / share the information.

Jurisdiction
Any use of this website and any dispute arising out of such use of this website are subject to the laws of South Africa. Only South African courts shall have jurisdiction to hear disputes arising therefrom.